MBA英语阅读理解练习十三

The Internet began in the 1960s as a small network of academic and government computers primarily involved in research for the U.S. military. Originally limited to researchers at a handful of universities and government facilities, the Internet has quickly become a worldwide network providing users with information on a range of subjects and allowing them to purchase goods directly from companies via computer. By 1999, 84 million U.S. citizens had access to the Internet at home or work. More and more Americans are paying bills, shopping, ordering airline tickets, and purchasing stocks via computer over the Internet.
Internet banking is also becoming increasingly popular. With lower overhead costs in terms of staffing and office space, Internet banks are able to offer higher interest rates on deposits and charge lower rates on loans than traditional banks. “Brick and mortar" banks are increasingly offering online banking services via transactional websites to complement their traditional services. At present, 14 percent of Internet households conduct their banking by means of the Internet, and the figure is expected to double or triple during the next two or three years.
Increasing commercial use of the Internet has heightened security and privacy concerns. With a credit or debit card, an Internet user can order almost anything from an Internet site and have it delivered to their home or office. Companies doing business over the Internet need sophisticated security measures to protect credit card, bank account, and social security numbers from unauthorized access as they pass across the Internet. Any organization that connects its networks to the global Internet must carefully control the access point to ensure that outsiders cannot disrupt the organization's internal networks or gain unauthorized access to the organization's computer systems and data.

1. According to the text, Internet banking  .
[A] requires minimal usage fees    [B] offers price advantages to users
[C] is more efficient than traditional banking  [D] is environmentally-conscious
2. The term “brick and mortar banks” (Line 3, Para.2) refers to   .
[A] banks with dependable reputations   [B] banks with competitive interest rates
[C] banks with traditional walk-in services  [D] banks with reliable on-line services
3. The last sentence of the third paragraph tells us that  .
[A] any organization's networks may be at risk of security breaches
[B] current technology cannot safeguard against unauthorized access to online networks
[C] information security should be a pressing concern for Internet commerce
[D] organizations must secure their networks and data against unauthorized use
4. What is this text mainly about?
[A] Conveniences brought to consumers through use of the Internet.
[B] Implications of increasing commercial use of the Internet.
[C] Security risks posed by commercial use of the Internet.
[D] Advantages of Internet banking versus traditional banking.
5. Which commercial usage of the Internet does the author NOT refer to?
[A] Buying airline tickets .  [B] Trading stocks.
[C] Applying for a credit card.  [D] Opening a bank account.

答案：
     6.答案为[B]，属于信息归纳题。题干中的关键词Internet banking出现在第二段第一句（网上银行也越来越受欢迎）。随后的句子说明了原因：由于员工和办公空间等经常性开支费用减少，与传统银行相比，网上银行能提供较高的存款利率、发放低息贷款。总结归纳这些信息后不难得出选项B的内容：为用户提供有利的价格。其他选项文中均未提到。
7.答案为[C]，属于概念理解题。题干中的关键词“brick and mortar banks”出现在第二段第三句：越来越多的“brick and mortar”银行正在通过交易网站提供网上银行业务，作为对传统业务的补充。由此可知brick and mortar是指传统意义上的银行，即选项C正确（其中walk-in service意为“不需要预约的服务”）。
8.答案为[D]，属于信息推断题。本文第三段最后一句指出：任何机构若将其内部网络与全球因特网相连，则必须严密控制衔接点，以确保外人无法扰乱机构内部网络，也不能未经许可而进入其计算机系统，接触数据。符合此意的只有选项D，选项A中的any表达太绝对；选项B、C的内容文中没有提到，也无法推出。
9.答案为[B]，属于主旨思想题。本题考查文章的主题思想。本文第一段讲的是因特网由最初发展为网上商务的历史，第二段专门介绍了网上银行，第三段重点说明了网上商务的注意问题。由此不难看出全文都是围绕着网上商务展开的，因此选项B正确。选项A、C、D的内容分别是文中第一、三、二段描述的细节，不能概括全文。
10.答案为[C]，属于事实细节题。本题要求找出作者文中未提到的有关因特网商务用途的选项。选项A、B在第一段最后一句中直接提到，选项D在第二段中提到。只有选项C未提到，是本题的正确答案。

参考译文

    因特网发端于20世纪60年代，当时的网络很小，由为美国军方从事研究工作的大学和官方的一些计算机联网而成。最初，因特网只供几所大学和政府机构的研究人员使用，但它很快成为一个遍布全球的网络，为用户提供一系列问题的相关信息，使用户可以直接通过电脑向公司购买商品。到1999年，在家或在工作单位能上网的美国人已经达到8400万。越来越多的美国人通过电脑在因特网上付账、购物、预订飞机票、买股票。
    网上银行也日益受到欢迎。由于员工和办公空间等经常性开支费用减少，同传统银行相比，网上银行可以提供较高的存款利率、发放低息贷款。
    越来越多的“传统”银行通过交易网站提供网上银行业务，作为对传统业务的补充。目前14%的上网家庭通过因特网处理银行业务，在未来的两三年间，该数字有望增加一倍或两倍。
    网上商务的频繁加剧了人们对于网上交易安全问题和个人隐私权问题的担忧。因特网用户凭一张信用卡或借记卡就能从网上订购任何物品，然后等着送货上门。进行网上交易的公司需要拥有高级的安全措施以保障信用卡号、银行账户号、社会保障号在交易过程中不会被未经许可的人得到。任何组织若将其内部网络与全球因特网相连，则必须严密控制衔接点，以确保外人无法扰乱组织内部网络，也不能未经许可而进入其计算机系统，接触数据。